Modern bank deposits bring minimal income. For example, by putting dollars in a bank, you can count on only 0.5% per annum . But cryptocurrencies allow you to earn much more. It is especially interesting to invest in USDT and USDC , where the percentage of income on Bybit Earn can reach 6% per annum and even more , sometimes up to 15% for a short term. In this article, we will analyze in detail how to use Bybit Earn correctly to receive stable passive income.
What is Bybit Earn and how does it work?
If you are just starting out with crypto exchanges, you should read the instructions on how to get started with Binance , as well as learn how to make money on cryptocurrency drops .
Bybit Earn is a service on the Bybit exchange that allows you to place cryptocurrency assets at interest. In essence, it is similar to a bank deposit, but has significant advantages:
- Higher income : USDT and USDC can yield up to 6% annualized, and short-term deposits up to 15%.
- Daily interest accrual : every day you earn profit on your balance.
- Ability to withdraw funds at any time : money is not blocked for a long time.
- Minimal fees and taxes : there are practically no additional fees.
Bybit Earn supports various assets: USDT, USDC, BTC, ETH , which allows you to diversify your passive income and receive interest in different currencies.
How to start earning with USDT
For effective platform selection and asset diversification, we recommend reviewing our top of the best crypto exchanges for beginners .
- Registering on Bybit
To get started, you need to create an account on the platform. For large amounts, identity verification may be required. - Go to the Earn section
In the main menu, select the Earn , where all products for passive income are collected. - Choosing an asset for deposit
Popular options:- USDT is a stable cryptocurrency with interest of up to 6% per annum
- USDC — sometimes up to 15% is offered for a short term
- BTC and ETH — lower percentage, but potentially more profitable during market growth
- Determining the deposit amount
You can start even with small amounts:- 100 USDT → get 6% annual interest
- 200 USDC → similar 6%
- Total $400 at 6% per annum
Income Examples
To understand profitability:
- 100 USDT at 6% per annum → 6 USDT per year
- 200 USDC at 6% per annum → 12 USDT/USDC per year
- Total $400 at 6% → $24 per annum
If you invest in USDC for the short term at 15% , the returns can be significantly higher, especially before the active alt season, when demand for cryptocurrency increases on the exchange.
Daily interest accrual
Bybit Earn accrues interest daily , allowing you to receive stable passive income. Features:
- Interest is accrued automatically daily
- You can withdraw funds at any time
- If you miss a day, no interest will be charged for that day
- No additional taxes or fees
This makes the platform convenient for those who want to earn passive income without the risk of blocking funds.
Why is it profitable to invest now?
Before the alt season , many users convert their dollars into cryptocurrency. This creates high demand for USDT and USDC, allowing exchanges to offer higher interest rates to attract new deposits.
- Current level — 6% per annum on USDT/USDC
- During the active season, rates can increase to 10–15%
- Ability to invest large amounts — up to 100,000 USDT
Thus, even small investments allow you to receive a stable income and take advantage of market growth.
Practical investment strategies
- Diversify your deposits
Don't put all your funds in one asset. Allocation between USDT, USDC, BTC and ETH reduces risks and increases income stability. - Start with small amounts.
For beginners, it is optimal to invest $100–200 , gradually increasing the deposit after getting acquainted with the platform. - Keep an eye on interest rates.
They change depending on the market situation. Check the current interest rate before investing. - Use short-term deposits.
For example, USDC is sometimes offered at 15% for a few days . This allows you to make quick profits without long-term risk. - Watch the market before the alt season.
Before active market movement, rates on Bybit may increase, allowing you to earn more income.
Monthly and annual income calculation
For example, if you invest $400 at 6% per annum :
- Monthly income : 400 × 6% ÷ 12 ≈ 2 USDT/USDC
- Annual income : 400 × 6% ≈ 24 USDT/USDC
If you invest at 15% for a short term , for example, for 30 days:
- Monthly income : 400 × 15% ÷ 12 ≈ 5 USDT/USDC
- Annual equivalent : 400 × 15% ≈ 60 USDT/USDC
This is significantly more than with regular bank deposits, where you would only receive 2 USDT per year for that amount.
Conclusion
Bybit Earn is a convenient and profitable way to earn on cryptocurrency. Even now you can put $400 at 6% per annum in USDT and USDC and receive stable passive income.
When the market becomes more active, rates will increase to 10–15% , and large amounts up to 100,000 USDT can bring even greater profits. The main thing is to start, even with small amounts, and follow the market.
- Daily interest accrual
- Ability to withdraw funds at any time
- Minimal risks and fees
- Potential income of up to 15% per annum or more
To quickly understand crypto trading and passive income, I recommend reading the materials on copy trading and tools for income without trading.
Cryptocurrency market in 2026: features and trends
The cryptocurrency market in 2026 is characterized by a high rate of change, an increasing number of traders, and increased competition. Digital assets are actively used not only for speculative trading, but also as a long-term investment tool.
Key features of the crypto market in 2026:
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high volatility of cryptocurrencies;
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active influence of news and regulatory decisions;
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the development of decentralized finance (DeFi);
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the growing popularity of trading bots;
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the role of trader psychology has increased.
That is why cryptocurrency trading in 2026 requires a trader not only technical knowledge, but also a deep understanding of the market.
Rule #1. Plan your trading strategy in advance
Planning is the foundation of successful cryptocurrency trading. Before opening any trade, a trader must clearly understand why he is entering the market and under what conditions he will exit the position.
The trading strategy in 2026 should include:
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the trader's financial goals;
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acceptable level of risk;
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rules for entering and exiting a transaction;
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position size;
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principles of capital management.
Trading without a strategy in cryptocurrencies almost always ends in the loss of your deposit.
Rule #2. Deep understanding of the cryptocurrency market
Before investing or actively trading, it is necessary to study the market thoroughly. Successful cryptocurrency trading in 2026 is based on a combination of fundamental and technical analysis.
Fundamental analysis includes:
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project evaluation;
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tokenomics;
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development team;
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news and partnerships;
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the impact of regulation.
Technical analysis helps:
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identify trends;
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find entry points;
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analyze support and resistance levels;
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work with indicators.
Rule #3. Diversify your cryptocurrency portfolio
Diversification is one of the key principles of risk management. You should not invest all your capital in one cryptocurrency, even if it seems to be the most promising.
In 2026, a diversified crypto portfolio might include:
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major cryptocurrencies;
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altcoins;
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high-risk assets;
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stablecoins for capital protection.
Competent diversification reduces risks and allows you to stabilize profits.
Rule #4. Risk Management in Cryptocurrency Trading
Risk management is the foundation of any successful trading system. In 2026, the crypto market remains unpredictable, so risk control is a must.
Basic rules of risk management:
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do not risk a large percentage of the deposit in one transaction;
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set Stop Loss;
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record profit;
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Do not overstay unprofitable positions.
Successful traders are always willing to accept losses as part of the process.
Rule #5. Stay up to date with news and events
News plays a key role in cryptocurrency trading in 2026. Political decisions, economic events, regulations, and statements from major players can instantly affect the price of assets.
It is important for a trader to:
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track cryptocurrency news;
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analyze the impact of events on the market;
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adapt quickly to changes.
Ignoring the news can lead to serious financial losses.
Rule #6. Control your emotions when trading
Emotions are a trader's greatest enemy. Panic, fear, greed, and euphoria often lead to poor decisions.
In 2026, successful cryptocurrency trading is impossible without psychological resilience. A trader must:
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adhere to the strategy;
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avoid impulsive deals;
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Do not trade under the influence of emotions.
Rule #7. Use Stop Loss in every trade
Stop Loss is a must-have tool for capital protection. In the volatile crypto market of 2026, stop losses help limit losses and preserve your deposit.
Advantages of using Stop Loss:
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automatic risk control;
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protection against sudden market movements;
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Discipline in trading.
Trading without Stop Loss is a high risk of losing all your capital.
Rule #8. Stick to your chosen strategy
One of the main mistakes traders make is constantly changing their strategy. In 2026, the cryptocurrency market requires a systematic approach and discipline.
Importantly:
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work according to a proven strategy;
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do not deviate from the plan;
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avoid chaotic decisions.
Discipline is the key to stable profits.
Rule #9. Analyze your mistakes
Every trade is an experience. Even losing trades help a trader develop.
In 2026, successful traders:
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keep a trading diary;
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analyze their mistakes;
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improve strategy.
Without analysis, professional growth is impossible.
Rule #10. Be prepared for change in 2026
The cryptocurrency market is constantly changing. What worked before may no longer be effective.
A successful trader:
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adapts to new conditions;
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learns new tools;
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constantly learning.
Flexibility is one of the main qualities of a trader in 2026.
Conclusion: How to Succeed in Cryptocurrency Trading in 2026
Trading cryptocurrencies in 2026 requires not only financial literacy, but also discipline, patience, and psychological resilience. By following these 10 ironclad rules of trading , you can reduce your risks and increase your chances of making a stable profit.
Successful crypto trading is a marathon, not a sprint. Work systematically, control your emotions, analyze your actions, and constantly improve.
Thanks for reading to the end. Subscribe, like, and leave comments — there’s a lot more useful content about cryptocurrency trading in 2026 ahead.
Frequently asked questions about passive income on cryptocurrency
What is Bybit Earn?
Bybit Earn is a service that allows you to place cryptocurrency at interest with daily accrual of income.
What cryptocurrencies can be used for passive income?
USDT, USDC, BTC, ETH — all of these assets are supported by Bybit Earn.
How can a beginner start earning money on cryptocurrency?
First, open an account on the exchange, go through verification, get acquainted with passive instruments and copy trading, and try drops.
Can I withdraw money from Bybit Earn at any time?
Yes, funds can be withdrawn at any time without penalties.
What is the minimum deposit required to start?
You can start with small amounts — even from 50–100 USDT or USDC.
How is profit calculated on Bybit Earn?
Interest is accrued daily, and the annual income depends on the selected asset and the deposit rate.
What is copytrading and why is it needed?
Copy trading allows you to repeat the trades of experienced traders, making a profit without active trading.
What cryptocurrency drops are available for beginners?
Drops are free token giveaways that allow you to get crypto without investment if you meet the project's terms.
Do I need special knowledge to invest in Bybit Earn?
To get started, basic knowledge about cryptocurrency and the exchange is enough. Experience comes with practice.
How to minimize risks with passive income?
Diversify assets between USDT, USDC, BTC, ETH and monitor exchange rates.
Can I use Bybit Earn and copy trading at the same time?
Yes, these tools are compatible: passive income goes to the balance sheet, and copy trading allows you to earn on the trades of experienced traders.
Do the percentages on Bybit Earn change?
Yes, rates depend on market conditions and the popularity of the asset, so it is worth checking them before investing.